Elyloan is a lending company licensed to operate in Korea, and has been investing in mid-interest income bonds since the third quarter of 2021. Its main investment target has been mortgage bonds. Before investing, Elyloan selects companies with a history of multiple loans and relatively well-managed delinquency. From August 2021, it made investments in platforms such as Peoplefund, Together Funding, and 8% mortgage bonds, with a total investment of around KRW 1 billion. Elyloan tokenized these bonds and participated in ELYFI as an asset originator, providing a stable investment return of approximately 8-11% to date. Currently, Elyloan is diversifying its portfolio by investing in products based on Korean e-commerce accounts receivable, in addition to mortgage bonds.

90days is a financial platform that specializes in ecommerce receivable collateral loans, holding a license from the Financial Services Commission in Korea. This product supports corporations or individual business owners to secure operating funds by cashing in their sales receivables. By offering this loan product, 90days supports small and medium-sized businesses to maintain and grow their competitiveness. This product is also popular among investors due to its high liquidity and low risk of principal loss, as the investment period is short and loans are collateralized by accounts receivable.